Claims Procedures
 
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If you are reporting a claim, you should not rely solely on e-mail or fax — contact our office at 508-997-4541 and speak with a customer service representative. If you have been involved in a serious auto accident and we insure your auto, you should have our phone number with your insurance ID form, which should be left in the vehicle at all times.

Auto Accident

First and foremost, if anyone is injured, provide immediate first aid assistance and call for emergency services.

Exchange your name, address, telephone number and insurance information with the driver of the other car(s) involved in the accident.

Write down the following information:

  • The date, time, and place of accident
  • Description of how the accident occurred
  • The name and address of owner of the other automobile
  • The other driver's Social Security driver's license numbers 
  • The names and addresses of all passengers and witnesses
  • The license plate numbers of the other vehicles, including witnesses

Promptly report the accident to the nearest police station and complete any necessary incident reports.

Cooperate fully with the police, but do not make any admissions about your responsibility in the accident.  (Do not admit that it was your fault, even if it was!)

Report the claim to your insurance agent immediately.

Do not sign any statements for anyone other than an authorized representative of your insurance company or agency — be sure to request identification.

Property Loss

First and foremost, if anyone is injured, provide immediate first aid assistance and call for emergency services.

Take appropriate steps to prevent further damage to the property

Report the claim to your insurance agent immediately.

What We Will Do

When you contact our office to report a loss, the customer service representative will complete the necessary forms and send them to your insurance company for processing.

The insurance company will assign a claims adjuster to your account.

The claims adjuster will contact you to set up an appointment to view the damaged property and process the loss.

Our agency will work consistently with the insurance company and adjuster to resolve any questions and ensure that your claim is processed promptly and efficiently.  If you encounter any problems, be sure to contact our customer service department immediately for assistance.
 

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